Choose the Right Plan for You
Start with our free plan and upgrade anytime for premium features
Free credit score (updated weekly)
TransUnion credit report
Credit score tracking
Basic credit monitoring alerts
Financial education resources
All 3 bureau credit reports
Identity theft insurance
Priority support
Billed monthly, cancel anytime
14 days free, then $9.99/month
Everything in Free, plus:
Daily credit score updates
All 3 bureau credit reports
Advanced fraud alerts
Credit score simulator
Lost wallet protection
$25,000 identity theft insurance
$1M identity theft insurance
Credit repair assistance
Billed monthly, cancel anytime
14 days free, then $19.99/month
Everything in Plus, plus:
Real-time credit monitoring
$1M identity theft insurance
Credit repair assistance
Identity restoration support
Dark web monitoring
Social security number monitoring
Priority 24/7 support
Dedicated account manager
Compare All Features
See exactly what's included in each plan
| Feature | Free | Plus | Premium |
|---|---|---|---|
| Credit Score | Weekly | Daily | Real-time |
| Credit Reports | 1 Bureau | 3 Bureaus | 3 Bureaus |
| Credit Monitoring | |||
| Score Simulator | |||
| Identity Theft Insurance | $25K | $1M | |
| Dark Web Monitoring | |||
| Credit Repair Assistance | |||
| Priority Support |
Bank-Level Security
256-bit encryption protects your data
5M+ Users
Trusted by millions nationwide
No Hidden Fees
Cancel anytime, no questions asked
Proven Results
Average 45+ point improvement
Pricing FAQs
Common questions about our plans
Yes! You can upgrade or downgrade your plan at any time. Changes take effect immediately.
Yes, Plus and Premium plans come with a 14-day free trial. Cancel before the trial ends and you won't be charged.
Yes! Annual plans save you 20%. Plus is $95.90/year and Premium is $191.90/year.
We accept all major credit cards, debit cards, and PayPal.